Discover a secured card engineered for individuals focused on rebuilding or establishing their credit—with the bonus of valuable ongoing rewards. It skillfully combines the foundational benefit of credit building with everyday perks tailored for modern spending habits.
This card is perfect for those who need the security of a deposit-based limit but also want tangible rewards for dining, streaming, and essential purchases—offering both structure and incentive in one.
Reward Your Credit Journey with Altitude Go
9 Highlights of the U.S. Bank Altitude Go Secured
- Strong Rewards While Building Credit
Earn up to 4X points on dining, takeout, and restaurant delivery, making each meal contribute to your credit journey. It’s a rare win—regular reward incentives alongside credit-building functionality make everyday spending much more worthwhile. - Double Points on Everyday Essentials
Get 2X points on purchases at grocery stores, gas stations (including EV charging), and streaming services—covering staples and entertainment alike. It ensures your routine spending keeps giving back, whether you’re fueling up your car, your fridge, or your streaming queue. - Base Rewards on All Other Purchases
Earn 1X point per dollar on all other eligible purchases, ensuring you steadily accumulate rewards across varied spending categories. No matter where you shop, you’re always earning something toward your next milestone. - Annual Streaming Credit
Receive a $15 statement credit each year if you make at least 11 consecutive months of eligible streaming purchases. A small but thoughtful bonus that offsets part of your entertainment expenses—great for consistent streamers. - No Annual Fee
This secured card comes without any annual fee, making it budget-friendly and low-maintenance. Perfect for those watching every dollar while focusing on improving their credit. - No Foreign Transaction Fees
Use your card internationally without worrying about extraneous charges. Ideal for occasional travel or global purchases, adding flexibility to your secured card benefits. - Credit-Building with Deposit Security
Your credit limit is backed by a security deposit ranging from $300 to $5,000, held in a secured savings account. A safe and transparent way to demonstrate responsible credit use and strengthen your credit profile. - Customizable Payment Due Date & Autopay
You can set your preferred payment due date and enable autopay to avoid missed payments. This feature supports disciplined credit behavior—an essential step in building a strong credit history. - Zero Fraud Liability & Digital Control
Benefit from zero liability on fraudulent charges and 24/7 control via online banking or mobile app, including alerts and card management tools. Peace of mind and real-time control go hand in hand with convenience and security.
Who Can Apply for Altitude Go Secured?
- Individuals Building or Rebuilding Credit
This card is designed for those establishing or repairing their credit with safe, structured use. - Deposit Required
A refundable security deposit between $300 and $5,000 is required to set your credit limit. - U.S. Residency & Eligibility
Available to U.S. residents who meet bank and credit criteria. - Commitment to Responsible Use
Timely payments, responsible spending within the deposit limit, and account activity matter for long-term approval. - Goal to Upgrade in the Future
With good use, you may automatically qualify to graduate to an unsecured credit card and have your deposit returned. - Agreement to Reporting
Usage and payment activity are reported to the major credit bureaus, which is essential for building credit.
How to Apply for the Altitude Go Secured
- Prepare Your Deposit
Decide on a security deposit between $300 and $5,000 to set your credit limit. - Start Your Application
Apply online or through the bank’s mobile app to open your secured card account. - Provide Required Info
Submit personal and financial details as part of the standard application process. - Await Approval & Deposit Handling
Upon approval, your deposit will be held in a secured savings account and credited as your limit. - Activate and Use Responsibly
Use the card for everyday purchases, aiming to pay the full balance on time. - Monitor & Build
Track points, stay current on payments, and over time, you may be eligible for a card upgrade and deposit return.
Frequently Asked Questions
Are there any fees for using this card internationally?
No. There are no foreign transaction fees, making international use more cost-effective.
Is there an annual fee?
No. This card carries no annual fee, making it accessible and cost-effective.
How are rewards earned?
You get up to 4X points on dining, 2X on groceries, gas/EV charging, and streaming, plus 1X on all other purchases.
How does the security deposit work?
Your deposit secures your credit limit and is fully refundable—especially if you upgrade or close the account in good standing.
